Andar Bahar has been a staple of South Asian card culture for generations — played in living rooms across Lahore, Karachi, and Faisalabad long before online gaming was even a concept. At 98pkp, the game is available in both live-dealer and RNG formats, with real PKR stakes, instant round results, and some of the most competitive odds you'll find on any platform serving Pakistan.
A traditional Indian card game with deceptively simple rules — yet deep enough to keep players engaged session after session. Here's why millions across South Asia are drawn to it.
Andar Bahar originates from Karnataka, India, and has been played across South Asia for centuries. "Andar" means inside and "Bahar" means outside — the two sides players bet on each round.
Unlike Baccarat or Blackjack which can take minutes per hand, Andar Bahar resolves in seconds. The dealer draws a joker card then deals alternately to each side until a match appears.
The core Andar/Bahar bet is close to an even-money proposition, making it one of the most approachable casino card games. The house edge is among the lowest you'll find on 98pkp.
Pakistani players don't need a tutorial. The game's logic is second nature to anyone who's grown up around a deck of cards in South Asia — making the learning curve essentially flat.
On 98pkp, Andar Bahar is available in two distinct formats. The RNG version runs on a certified random number generator and is ideal for solo sessions where you want to play at your own pace — rounds are quick, the interface is clean, and you're never waiting on other players. The live dealer version connects you to a real human dealer running a physical card deck via a high-definition video stream, creating an atmosphere that closely mirrors sitting at an actual casino table.
Both versions accept PKR stakes and support the full range of Pakistani payment methods. Whether you're depositing via JazzCash after a PSL match or topping up through your HBL account at the weekend, the process is identical — no currency conversion, no hidden transaction fees, and funds are reflected in your 98pkp balance almost immediately.
The rules fit in a single paragraph, but learning to manage your bets and session well takes a bit more. Here's everything you need to know before your first round on 98pkp.
The dealer draws one card face-up from the deck and places it in the centre of the table. This is the "joker" card — the card whose rank must be matched before the round ends. Its suit is irrelevant; only the rank matters.
Before any further cards are dealt, you bet on Andar (inside/left pile) or Bahar (outside/right pile) — your prediction of which side will receive a card matching the joker's rank first. Side bets may also be available depending on the table variant.
The dealer places cards one at a time, alternating between the Andar and Bahar piles. If the joker card was black-suited, dealing begins on the Bahar side; if red-suited, it begins on Andar. Dealing continues until a rank match is found.
The moment a card matching the joker's rank lands on either pile, the round ends. If it lands on the side you bet, you win. Payouts for the Andar bet are typically 0.9:1 (since Andar statistically has a slight edge), while Bahar pays 1:1.
Your winnings are added to your 98pkp balance immediately after round resolution. You can withdraw to JazzCash or EasyPaisa within minutes, or let the balance ride for the next round.
98pkp offers multiple versions of the game to suit different playing styles and session lengths.
The purest form of the game, powered by a certified RNG. No live dealer, no waiting for other players — just you against the deck at whatever speed you choose. Great for learning the game or for late-night solo sessions.
A human dealer, a real deck, and an HD video feed. The full casino experience from your phone or laptop, available 24 hours a day. Chat with other players in real time while the cards are being dealt — the most social version of the game on 98pkp.
This variant adds optional side bet markets alongside the main Andar/Bahar wager. You can bet on how many cards will be dealt before the match, whether the joker will be a face card, and other proposition markets that add variety to the session.
Andar Bahar is primarily a game of chance, but how you manage your bets and session budget has a real impact on how long you play and how much you risk.
| Approach | How It Works | Verdict |
|---|---|---|
| Flat Betting | Wager the same amount on every single round regardless of wins or losses. The simplest and most sustainable approach for longer sessions. | Recommended |
| Stake on Andar First | Since dealing begins on Bahar when the joker is black, Andar statistically gets slightly more cards in those rounds — meaning Andar wins marginally more often overall. Reflects in the 0.9:1 payout. | Statistically Sounder |
| Session Budget Cap | Decide your maximum loss for the session before you begin. Use 98pkp's account deposit-limit feature to enforce it automatically — no willpower required. | Essential Habit |
| Martingale (Doubling) | Doubling your bet after every loss to recover on the next win. Works theoretically but requires a very large bankroll and hits table limits quickly — especially dangerous in fast-round games. | High Risk |
| Side Bet Chasing | Constantly placing side bets in search of large payouts. Side bets carry a higher house edge than the main market and can drain your balance quickly if played every round. | Use Sparingly |
No strategy eliminates the house edge. These tips help manage risk — they do not guarantee profit.
New to 98pkp? Claim your 100% first-deposit bonus and use it across Andar Bahar tables, live dealer games, slots, and cricket betting. Deposit via JazzCash or EasyPaisa and your bonus is activated within seconds.
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Andar Bahar and all real-money games on 98pkp are strictly available to players aged 21 and above, consistent with internationally licensed gaming platform standards. The speed of Andar Bahar rounds makes it particularly important to set and stick to a session budget before you begin. 98pkp provides deposit limits, cooling-off periods, and self-exclusion tools in your account settings. If you or someone you know needs help managing gambling habits, please visit our Responsible Gaming page for practical guidance and support resources available to Pakistani players.
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